$50K tax-free Day One. 15c/kWh power. $0 GP visits. $10/hr childcare. Rent capped. Supermarket margins AI-monitored in real time. Inflation attacked at source — not by raising rates and punishing borrowers.
Sydney median house $1.4 million. Rents up 40% in 3 years — 38 consecutive months of increases. Mortgage repayments 50% of median income. Every RBA rate rise transfers $2,000+ per month from borrowers to bank shareholders. The housing crisis is the cost-of-living crisis.
Power bills among the highest in the developed world. Woolworths and Coles take 400–500% markup over farmgate price. Bulk billing collapsed — $80 gap fees per GP visit in regional Australia. Two oil refineries left in Australia. 23 days fuel reserve. Every basic cost is too high.
Real wages falling for three consecutive years. Wage theft treated as civil, not criminal. BAS compliance costs $1,200–$3,200 per year just to lodge. Starting a business takes weeks. JobSeeker $54/day — below rent in any city. Childcare consumes the entire second income.
First $50,000 tax-free for every Australian. Save $6,717/yr at $60K · $9,967 at $100K · $13,717 at $150K. The single most direct cost-of-living measure available: your money, not taken.
Maximum 15c/kWh for households and small business — legislated by end of first term. SBC corridor grid delivers industrial power at 6c/kWh. Coal closes as a market outcome, not as government policy. Power bills fall. Not promised — legislated.
ACCC with divestiture powers. Mandatory code of conduct — criminal penalties. AI 1-million-product dashboard tracks farmgate-to-shelf margins in real time. Middleman extraction flagged and published within 24 hours. Farmers paid fairly. Families pay less.
Medicare rebates restored to 95% of AMA fee for regional bulk billing. $0 to see a GP. 10 free psychology sessions per year per person. No means test. No gap. A family in regional NSW or remote Australia sees a doctor without paying. Full detail in the Health one-pager.
Live fuel prices on the People's Portal — cheapest servo near you before you leave home. Fuel tax credits permanent for farmers. 90-day strategic reserve on Australian soil. Biofuel mandate 10% by Year 4. Micro-refinery network across regional Australia.
$10/hr childcare cap. Provider subsidies make it viable. The poverty trap ends. Second income goes to the family, not to a childcare bill. 26 weeks parental leave — 8 weeks reserved for each parent, non-transferable. Time and money. Both matter.
Annual rent increases capped at CPI + 1%. Emergency rental assistance triggers if median rent exceeds 35% of regional income. Fresh Start mortgage restructure for households in genuine distress — independent mediator, binding on the bank.
Wage theft criminal — not civil. Minimum wage indexed to inflation automatically. BAS abolished. Business registered in 24 hours. Zero tax first 3 years for genuine new businesses. 80% Commonwealth loan guarantee. Founders Programme: 100,000 places — welfare to business.
MMP attacks inflation at source — not by raising interest rates and punishing borrowers. Power prices legislated down. Food margins AI-monitored and capped. Housing supply expanded via SBC corridor towns. Inflation falls because things cost less — not because incomes are squeezed.
181 corridor towns. Rent $150 per week. Power free. Commute zero. A corridor family is $70,000/yr better off than Sydney. As the interior becomes liveable, coastal price monopoly ends. Land prices fall where people actually need to live.
JobSeeker raised from $54/day to ~$85/day. Indexed to wages, not CPI. Rent Assistance raised to 40% of actual median regional rent. Insurance reinsurance pool for flood, cyclone, and bushfire zones. Cash access legislated as a right.
REL revenues + SBC corridor revenues → Sovereign Wealth Fund. Every Australian adult: $400–600/yr tax-free from Year 5, growing. Not welfare. A return on the resources that belong to everyone. Norway built $1.7 trillion. We build ours from the sun.
| Current — The Failure | MMP — The Fix |
|---|---|
| Tax-free threshold $18,200 — frozen since 2012. Bracket creep every year. | $50,000 tax-free Day One. Save $6,717/yr at $60K. $9,967/yr at $100K. |
| Power bills among world's highest despite best renewable resources on earth. | Power prices legislated 15c/kWh by end of first term. 6c/kWh industrial. |
| Woolworths and Coles 65% market share — 400% markup over farmgate price. | ACCC with divestiture powers. AI price dashboard. Middleman margins capped. |
| Bulk billing collapsed — $80 gap fees per GP visit in regional Australia. | Medicare rebates restored. $0 GP visit. 10 free psych sessions per year. |
| Fuel: 2 refineries, 23 days reserve, import dependent, prices opaque. | Live fuel prices on portal. 90-day reserve. Biofuel mandate. Micro-refineries. |
| Childcare costs consume entire second income — a poverty trap by design. | Childcare capped at $10/hour. 26 weeks parental leave. Poverty trap ended. |
| Rents up 40% in 3 years. No cap. No security. 1.8% vacancy nationally. | Rent increases capped CPI+1%. Emergency assistance trigger. Fresh Start mortgages. |
| JobSeeker $54/day — below rent in any city. Indexed to inflation poorly. | Welfare floor at 65% of minimum wage. Indexed to wages. Cash access guaranteed. |
No memos pinned to this policy yet. When an MMP memo on this topic is published, it will appear here with a short summary. The full memo index is at moralmajority.com.au/memos.html.